Steps To Take Before Making A Personal Injury Claim – Road Traffic Accidents
If you have been injured in a car crash then your first port of call is to seek medical attention straight away for you and anybody else involved the car accident. Once you have assessed the extent of your personal injuries* there are a number of steps that you need to take when considering making a claim for car crash compensation.
1. Contact the Gardai
Regardless of how big or small the car accident seems, following medical attention, your next port of call is to report the car accident to the Gardai. In the case of an emergency the Gardaí have a specific department to deal with road traffic accident reports and you can reach them by calling 999/112. For minor incidents you can call your local Garda Station to report the incident.
2. Contact your Insurance Company
The next step in the road traffic accident claims process is to contact your insurance company to notify them of the car accident. You should also obtain the details of the other party involved in the car accident to include their name and address, make and model of vehicle, registration and insurance details. You should then ensure that you write to the other party and advise them to notify their insurer in respect to the accident.
3. Obtain a Medical Report
The next step in a car accident claim is to ensure that you obtain a medical report from your treating doctor/hospital. With this you will also need to complete a Form A. The Form A is an application for assessment of damages for personal injuries and is accessible from the Injuries Board website. You must then send the medical report together with the appropriate fee of €45 and the Form A to the Injuries Board.
If the owner of the car is uninsured or untraced then you should notify the Motor Insurers Bureau of Ireland and complete their notification questionnaire. Please note that there are strict timelines with respect to this notification. In Ireland, you have two years less one day to submit a fully completed application form to the Injuries Board, if you submit your claim after the two year period then you may not be entitled to move forward with the claim for compensation. It is vitally important that you name the correct defendants in your application and this can be tricky where the driver of the car is not the owner of the car as correct identification may be impeded.
A solicitor can assist you by ensuring that you have correctly identified the defendants and thus ensuring that your case is completed in a timely and efficient manner. If you have been involved in a car accident then please phone Elaine on 01-6499900 for a confidential chat.