Uninsured drivers in Ireland on the rise?
THE NUMBER of uninsured drivers causing road accidents has increased by approximately 10 per cent in 2009 according to the chief executive of the Motor Insurers’ Bureau of Ireland. (MIBI)
One suspects that this significant rise in the number of claims against uninsured drivers being processed by the MIBI is due to the economic downturn.
“It appears that the recession may have had an impact on the number of uninsured drivers on the road. It is a very worrying trend and an extremely serious issue. Driving uninsured is a criminal offence’’ commented a spokesperson for the MIBI
The MIBI is responsible for compensating victims of accidents caused by uninsured and unidentified vehicles. It also compensates victims or untraced motorists who cause accidents or who leave the scene of accidents.
Recent figures show that in 2008 the MIBI settled over 2,000 claims with uninsured drivers who were involved in accidents, most of which involved bodily injury.
Mr. Casey the chief executive of the Bureau estimated that the figure for 2009 will be approximately 10 per cent higher than in 2008.
Although the cost of motor insurance has been declining in recent years this problem has not gone away! “In real terms the cost of motor insurance is the same as 10 years ago. Premiums have been coming down and there is a lot more competition in the market place. Price is simply is not an excuse.”
He also rejected the claim that a lack of concern among drivers about Garda surveillance has led to an increase in the number of motorists driving without insurance. “There has been an increase in the traffic corps in recent years, and there are more and more roadside checks,” he said.
If you have had an accident caused by an uninsured driver or where a driver has left the scene or failed to stop at the scene it is important that you act promptly and comply with the requirements of the MIBI.
We at Paul Tracey Solicitors have extensive experience in this are of injury work and will be happy to assist you with any questions you have on this topic.
Tips if involved in an accident
-Call the Garda at the scene
-Take the names & addresses of any witnesses
-Seek medical assistance promptly if required
-Take prompt legal advice to ensure your rights are protected
Paul Tracey Solicitor 08/03/2010
(Paul Tracey is a lawyer based in Dublin specializing in personal injury litigation in particular road traffic cases where insurance issues arise.)
Accidents caused by uninsured drivers cost €500,000
The recent publication of Stubbs Gazette shows that the Motor Insurer’s Bureau Of Ireland (the MIBI) obtained judgments against uninsured drivers of over €500,000 in recent weeks.
The MIBI is responsible for compensating victims of road traffic accidents caused by uninsured or unidentified drivers.
This applies to untraced cars which leave the scene of an accident or unknowingly cause injuries to a member of the public.
When these cases are settled by the MIBI,it pursues the uninsured drivers who have caused the injuries to recover the money paid to the victims of such accidents.
The scheme ensures that innocent victims of car accidents ,be they passangers, pedestrians or other motorists are not at a loss for the absensce of insurance on the vehicle which has caused their injuries. In effect the MIBI appoint an insurance company to act in the place of the ‘absent insurer’ so that the injured person is not be at a loss.
The amount of the judgments shows the significant number of cases where the MIBI have a role to play where drivers choose not to insure their cars and unfortunate accidents occur.
If you have queries on the workings of the MIBI or related queries , feel free to e mail our offices
Paul Tracey
11/01/2010
Car accident victim awarded €1.8 Million compensation
A chinese national woman who was seriously injured in a car accident was awarded €1.8 million compensation in the High Court in Dublin last week.
The case which involved a serious spinal injury is interesting for a number of reasons. The case ran for a number of weeks and dealt with arguements as the the ‘cap’ or limit which should or should not be set on awards for personal injuries.
There will undoubedly be comments on the case as the full details of the judgment are considered and discussed by the legal community.
The case was brought against the Motor Insurers Bureau of Ireland.
The Bureau deals with cases where victims of road traffic accidents are injured by cars driven by uninsured or untraced drivers.
The rules governing entitlement to compensation have recently beeen changed and injured persons should seek advise from a solicitor on the application of the MIBI rules to ensure their rights are not compromised.
All in all the case is a welcomed opportunity to discuss the issue of level of damages for victims of car accidents and highlights the merits of the Motor Insurance Bureau’s work.
Paul Tracey
21/07/2009
